Meta Avatar SDK: [ovrAvatar2 manager] ovrAvatar2_HasAvatar user has no saved avatar

I am trying to set up the Meta Avatar SDK on my Unity project, and load my personal avatar (all in the editor, not a build).

When I try to run the example MirrorScene, despite having created my own avatar in my Quest3 (I can see it when opening my profile inside the Quest), I see the default preset avatar and get the following warning:

[ovrAvatar2 manager] ovrAvatar2_HasAvatar user has no saved avatar

I have created App IDs (both Rift and Quest), and set a test user:

I have set the required permissions for the App:

I have checked the Load User From Cdn flag on the Sample Vatar Entity script.

I have tried with both setting Android or Windows as the target platform.

Any tips on why it is saying I have no saved avatar?  I feel pretty lost at this point. Thank you so much.