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"Buy for a Friend" UX bug when no payment method

Level 2

Idk which board this belongs on, but I signed up for a Meta account and went to purchase a game for someone else using the "Buy for a Friend". After you fill out the email address of the person you want to send the code to and hit the "Next" button, a blank gray modal comes up and never goes away.
Through support chat, I was able to figure out that I needed to first go into Settings and add a payment method.
However, no where does it say a payment method is missing.
The UX should be such that if you have no payment method, you either get the opportunity to add it while going through the purchase flow, or get an error message with a link to the payment form in settings.