I am currently having this issue with my meta quest 2, I haven't done a factory reset yet since I have beat saber from when I first got the headset and am not sure if that will still be on my account.(Beat Saber came with my headset, I can't download...

Its happening with me as well, i have a prepaid visa card and i cant use it at all with paypal or with adding just the card to the app.I hope this gets fixed.