Visa payment method declined

Still the support only provides bogus here - for over two years in a row.

Meta won't accept any of the listed payment methods or credit cards unless they meet Meta's insane requirements.
You have to have a Meta supported credit card linked to your (Paypal) account to make purchases for apps and such.
You can't use any NON US based credit cards unless they meet Meta's requirements.
The cheap Visas card that doubles as your Eftpos card from your bank will be declined.
That debit card from your bank allowing you to use your money over the entire world will be declined as well.
Even if you upload a copy from Paypal showing your account IS fully verified Meta won't allow you to use it.
Only once you became their full slave, gave up all your privacy and gave Meta control over your payment methods you can USE the games and apps you paid for.
You still won't actually own any, same for your headset.
Your money only gives you usage rights linked to your account.

For two years the Meta support fools users and provides the same NOT working solutions here they quickly marks as a solution - while knowing it is not.
Did you know Meta teamed up with Google?
Or that they link ALL you accounts together to provide a better user experience and better ad experience ?
And you are already forced to agree to this nonsense when buying a new headset....

The only option to fix this is to go without Meta and to use some other VR headset, preferably one where the company actually has a working support....

Hi I am having the same issue with my card I have spoke to the bank and they told me it's because your guidelines do not meet the government standards and they also told me that I won't be able to use any other bank with this is a pain as I bought this for my daughters birthday so if we can't buy any games then the vr set is no good 

Funny how I just contacted your support team and was told clearly my issue of having trouble adding a payment method and getting it to work has never happened before, so flat out lies.

Unbelievable, your support team should be ashamed seriously this is supposed to be a good company with a good product. Unreal and I still cant pay for anything as Meta keeps declining the payment! But they don't know why, wow. Just wow

Yes, Yes, I do need help with this. I have been unable to purchase anything in over a week, including a quest 3 headset I was trying to purchase. 

I can't sync a credit card to my account.  I keep getting an error message that says.  

Dear MetaQuestSupport,

I have exactly the same problem. Visa Card wont be added. Paypal says Authorization successfull but no payment was added bei Meta/Oculus.

I just send you a private message. By the way: I tried a Visa AND paypal. Both wont work.

perhaps you didn't ACTUALLY read my message, i said "i'm not able to add any new payment method ... i've tried four cards. ... it's not about the payment method, it's about my account."

please fix my account. i've gone around in circles for TWO WEEKS with "support", who refuses to actually address the problem.

I tried a second card and that didn't work either.

Exactly the same problem and tried all the suggested fixes from Meta and none worked and now the support team have stopped replying so I have a unusable quest 3 and they don't want to know about it. You had any luck with a fix?   

Man I got excited when I was trying this.  Good idea.  Unfortunately it did not work.  I was able to redeem the gift code and the option to use the gift amount was there as the payment method when I checked out.  Still the same error "we noticed unusual activity....."

This Doesn't Work outside North America and Europe. And if the buyer and user is not from the same region.

For the past couple weeks, when trying to complete any app purchase I’ve been getting an error “Request not completed.  

We noticed something unusual and, for your security, this request couldn't be completed. Please try again later, or visit our Help Center.“

I get this error for multiple payment methods, including PayPal and credit cards, that were previously working and get the error when trying to purchase  in the headset, in the app, or on the website  

I tried adding a new credit card, but just get a generic error  

I thought I might be able to work around the issue by adding a gift card to my account;  The gift card successfully added, and it shows $0.00 owed when trying to purchase, but then the purchase fails with the same error again   

‘I’ve tried messaging support through both chat and email for a couple weeks now.  I think the case should still be open, but it’s hard to get any response to messages, and there’s no hint yet what the issue would be or when it might get resolved  

Anyone have any experience with an issue like this or any idea how to get a problem like this better escalated with support?

I’ve been an avid user since the original Oculus Rift and have never encountered an issue like this, and it’s frustrating that it’s so hard to find the right person to help with this.  

Summary of the issue: Cant add any payment method(card or Paypal), buy anything from the store
Are you on a PTC build? No
Software Version Meta Quest Mobile App: 237.0.0.12.114
Software Version Meta Quest Headset:
Software Update: 49698210077900510
Version: 57.0.0.297.669.526537896
Runtime Version: 57.0.0.295.669.526236543
OS Version: SQ3A.220605.009.A1

if you would like more replies, then please go to ALL the links below and ask for responses from them too. they all have the same issue:

https://communityforums.atmeta.com/t5/Get-Help/unable-to-purchase-add-payment-methods/m-p/1091627
https://communityforums.atmeta.com/t5/Get-Help/Can-t-add-Credit-Card-to-Meta-account/td-p/548127
https://communityforums.atmeta.com/t5/Get-Help/Visa-payment-method-declined/m-p/1091706
https://communityforums.atmeta.com/t5/Get-Help/Can-t-add-payment-type-PayPal-Billing-Agreement-cancelled/m-p/1091764
https://communityforums.atmeta.com/t5/Get-Help/Suddenly-I-cannot-purchase-anything-nor-can-I-add-a-payment/td-p/1092351
https://communityforums.atmeta.com/t5/Get-Help/Request-not-completed-when-trying-to-purchase-any-app/td-p/1095460
https://www.reddit.com/r/FacebookMarketplace/comments/rks9p2/cannot_checkout_through_facebook/
https://www.reddit.com/r/OculusQuest/comments/1763atq/cant_buy_games/
https://www.reddit.com/r/FacebookAds/comments/12yf2vd/after_adding_payment_method_request_not_completed/

I encountered exactly the same behavior someone above was describing:

I could not complete a purchase with either an already added PayPal or already added CC.

I added a gift card to test that out and got the same error, even though the gift card covered the entire purchase and the app said the gift card was being used and $0.00 was owed. 

Per the suggestion above, I now tried removing all other payment methods from the wallet, including PayPal’s and CC.  The only remaining payment method was the gift card.  This time, the purchase worked.

Now, if I try to add back any CC (including ones being used previously not being used previously), or my PayPal, I am still getting errors about being unable to add payment method.  But at least, there the above workaround to complete a purchase.

Also, I’ve been chatting and messaging support for the past couple weeks about this, and they had not provided any suggestions or feedback yet  

App Version: 233.5.1.1.0

(although I have been encountering this issue for the past couple weeks, whether trying to purchase in the headset, through the app, or on the website.)